Individual Retirement Account
Get a head start on your Golden Years
Choose Traditional or Roth IRAs
No annual fees to slow your saving progress
Today, you're working hard. Someday, you'll want to take it easy.
The key to a comfortable retirement is smart long-range planning. Think about what you want to do in the next chapter of your life and what it might cost. Then set up a Southern Hills IRA to help you reach your goal.
IRA PLANS*
- Must open an IRA plan to hold an IRA account
- IRA CD terms of 12 months or more are the same as listed above
- We do not offer 182 day and 9 month IRA CD terms--recommend IRA statement savings
Proper disclosures provided at or before account opening as required by applicable laws and regulations.
All accounts are set up on automatic renewal.
All accounts pay accrued interest at closing.
Please visit any of our locations or call us at 888-898-9839 to receive the current available rates for our Checking, Savings, Money Market Fund, Certificate of Deposit (CD) and Individual Retirement Accounts (IRAs).
To update your personal details, log into your online banking account and navigate to your profile details. You can also visit any of our locations or call us at 888-898-9839 to update your personal details.
To claim an inactive (dormant) account, at least one customer initiated transaction must be completed during each 12 month period. If a transaction has not been completed, the account owner may also sign a bank generated form acknowledging ownership of the account.
Please visit any of our locations or call us at 888-898-9839 to initiate a wire transfer. You must be a current customer and proper identification must be approved prior to initiating a wire transfer. Wire transfer fees do apply.
A Power of Attorney gives a designated person legal authority to act on behalf of another person (the principal) while the principal is alive. It allows for a trusted individual to manage the principal's affairs if they are unable to do so. The Power of Attorney grants authority during the lifetime of the principal and ends when the principal passes away.
A POD designation allows the account holder to name a beneficiary who will inherit the account upon their death. This allows for a smooth transfer of assets. The account holder retains full control of the account while they are alive. The named POD beneficiary has no rights to the account while the account holder is alive. Upon the account holder’s death, the funds are transferred to the beneficiary.
Consult with legal and financial professionals to ensure you are making informed decisions to protect your assets.
You can view our privacy policy here.