Line of Credit
Fast access to cash, right when your business needs it
Short-term working capital
Reaching another business goal
Financing inventory or accounts receivable
Managing short-term and long-term cash flow
Keep your business running smoothly and your finances on track.
The business world is filled with uncertainty, making precise financial planning a true challenge. With a Line of Credit, your business can access funds as needed to deal with the unexpected, seize growth opportunities, and navigate difficult periods. Best of all, you'll always have a local banker to rely on when you have questions or need advice, and funds are immediately available when needed.
More details on our Business Lines of Credit
Two choices
- Southern Hills offers revolving lines of credit that are flexible, open-ended loans that can be drawn upon and repaid at any time during the term
- We also offer straight draw lines of credit that can be drawn upon up to the credit limit and closed out upon repayment
Line of Credit highlights
- Easy application process and fast decision-making
- Competitive interest rates
Meet Our Lenders
To apply for a loan, you can visit any of our locations or call us at 888-898-9839. You may also visit our loan inquiry page to inquire about a loan and have a loan officer contact you directly.
To set up a recurring payment for a loan with SHCB from a deposit account with SHCB, log in to your online banking account and select the Transfers button. During the setup, select "Recurring" from the Schedule dropdown.
To set up a recurring payment for a loan with SHCB from a deposit account with another financial institution (external account), log in to your online banking account and select the Transfers button, then select Transfer Accounts - Add Account. Proper verification must be completed before a transfer can be made from an external account.
To sign up for paperless statements, log in to your online banking account and navigate to Banking Services - eDocuments. You may enroll for different types of electronic/paperless statements such as deposit statements, deposit notices, loan bills and tax documents.
*Proper disclosures provided upon application and or consummation in person as required. No online applications.