Farm Loan

We help you make a living off the land

Funds for real estate, equipment, construction, and more

Term loans and credit lines

Repayment terms customized for your specific needs

Personal attention from agricultural lending experts

For generations, we've cultivated close relationships with local farmers.

Whatever crops you grow or livestock you raise, Southern Hills is here for you. Our lenders understand the business of agriculture and know that affordable financing is as important to your success as rain and sunshine. Whether you need funds for acreage, equipment, outbuilding improvements, seeds, or livestock, it's our pleasure and privilege to roll up our sleeves and help you reach your potential.

Highlights of Southern Hills farm lending

Real Estate Loans

  • Financing for acreage purchases
  • Construction funding for barns, grain bins and other outbuildings
  • Loans for other aspects of your planned expansion
  • Refinancing options to potentially reduce your current lending costs

Equipment Loans

  • Financing for tractors, combines, trailers and other implements
  • Loans for new and used equipment
  • Attractive rates, flexible terms, and low fees
  • Local lending decisions let you move ahead quickly 

Production Financing

  • Funds for livestock, seed, fertilizer, and other farm materials
  • Working capital credit lines or term loans
  • Payments coordinated with your production cash-flow cycle
  • Competitive rates and below-market fees

Meet Our Lenders

D. Ryan Page
Senior Vice President, Lending
Linda Beckelhimer
Loan Officer

Southern Hills Community Bank is a full-service financial institution with conveniently located offices in Highland, Brown and Adams counties in Ohio.

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*​Proper disclosures provided upon application and or consummation in person as required. No online applications.