FDIC Insured Back by the full faith and credit of the US Government
Search
Site Search for Header
Routing # 242272285
Our Mission
To serve, empower and build our customers, employees and communities.
Our Vision
To experience growth and profitability while remaining an independent bank focusing on our customers, employees and communities
Our Culture and Core Values are

Relationships​

Integrity

Engagement

Knowledge

Availability

Adaptability 

Welcome to Online Banking
Log In
Site Search for Header
Routing # 242272285

Home Equity Line of Credit

Experience a revolving loan fund that's similar to a credit card.
Experience a revolving loan fund that's similar to a credit card.

When life happens, you'll be ready to cover the costs

Borrow money using the value in your home

Competitive rates - your home is collateral

It's like having a pool of money you can dip into again and again

Even if you have a great savings strategy, it can be hard to keep enough on hand to cover every cost that comes down the line. A Southern Hills Home Equity Line of Credit gives you the flexibility to meet the moment. Whether your home needs repairs, your car needs replaced, or your body needs a vacation, you can quickly access funds for almost any purpose at all.

HELOC highlights

  • Funds often used for home improvements, major purchases, unexpected expenses, college tuition, medical bills, and debt consolidation
  • Credit limit based on the equity you have in your home (the current market value minus your outstanding mortgage balance)
  • Variable interest rate
  • Pay interest only on amount of money you've actually borrowed
  • As you repay loan principal, you can reuse funds for other purposes

Southern Hills Community Bank is a full-service financial institution with conveniently located offices in Highland, Brown and Adams counties in Ohio.

Southern Hills Community Bank is here to help

Calculate your mortgage payment

Explore our how-to videos

Check out helpful articles

Have a question? Start here.

To apply for a loan, you can  visit any of our locations or call us at 888-898-9839.  You may also visit our loan inquiry page to inquire about a loan and have a loan officer contact you directly.

To set up a recurring payment for a loan with SHCB from a deposit account with SHCB, log in to your online banking account and select the Transfers button.  During the setup, select "Recurring" from the Schedule dropdown.

To set up a recurring payment for a loan with SHCB from a deposit account with another financial institution (external account), log in to your online banking account and select the Transfers button, then select Transfer Accounts - Add Account.  Proper verification must be completed before a transfer can be made from an external account.

To sign up for paperless statements, log in to your online banking account and navigate to Banking Services - eDocuments.  You may enroll for different types of electronic/paperless statements such as deposit statements, deposit notices, loan bills and tax documents.

Boost your account with interest and flexibility.