Choices. Life is all about making good ones. At Southern Hills, that's no problem. We build relationships transaction by transaction and every one of our exceptional checking options is designed to make your daily routine easier, your fees lower and your money instantly accessible whenever and wherever you might need it.

For current rates, call us at 888-898-9839 or visit us at any location.

Whatever works for you works for us

Do you regularly use your debit card? We can make that pay off. Want to earn interest on your checking deposits? We can make that happen. Just starting out in life or closing in on retirement? We can save you money. Prefer banking online or with your phone? We can save you time. And no matter which Southern Hills checking account you choose, you'll enjoy these convenient features:


A FREE account for everyone!

  • No minimum balance
  • No monthly service charge


A perfect account for customers 50 and better!

  • FREE standard checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge


An account for those interested in higher interest!

  • FREE standard checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $6 monthly charge if balance falls below $1,500


An account that pays for itself with added value!

  • Cell phone protection
  • CyberScout identity theft resolution
  • Roadside assistance
  • $10,000 accidental death & dismemberment insurance
  • Shopping, dining, and travel discounts
  • Only $6.95 per month

Click here to view additional details about Benefits Checking

​Proper disclosures provided at or before account opening as required by applicable laws and regulations.