What's your savings style? If you find yourself looking for steady, predictable returns that don't make you feel like you're riding the market roller coaster, then a Certificate of Deposit (CD) from Southern Hills may be right for you. And, with our IRA CDs, you can invest in a CD within an individual retirement account and watch your nest egg grow.
For current CD rates, give us a call at 888-898-9839 or visit us at any location.
With attractive interest rates, short-term and long-term options and the peace of mind that comes from knowing what return you're receiving, CDs from Southern Hills are great for both individuals and businesses.
Enjoy tax-deferred growth by opening an IRA and funding it with certificates of deposit. Unlike the stock market, your IRA CD savings is insured by the FDIC up to $250,000, and CD rates don't fluctuate with the market, which gives you the predictability you may be looking for.
We look forward to meeting you, getting to know your financial goals and guiding you in the right direction. Talk to a Southern Hills banker anytime about CDs and other savings methods by calling 888-898-9839 or visit us at any location.
We are a relationship driven community banking organization. Take advantage of our online banking, mobile banking and telephone banking services. Visit us in person and feel the warmth of being welcome and appreciated. Let us help you make the right banking choices to fit your needs and priorities. Enjoy your Southern Hills experience.
CD TERM | Minimum to Open | Minimum balance to earn interest | Grace Days | Compound Frequency | Credit Frequency | Penalty for early withdrawal (Days Interest) |
---|---|---|---|---|---|---|
182 DAY CD | $500.00 | $500.00 | 10 | DAILY | AT MATURITY | 90 DAYS |
9 MONTHS | $500.00 | $500.00 | 10 | DAILY | QUARTERLY | 90 DAYS |
12 MONTHS | $500.00 | $500.00 | 10 | DAILY | QUARTERLY | 90 DAYS |
15 MONTHS | $500.00 | $500.00 | 10 | DAILY | QUARTERLY | 180 DAYS |
18 MONTHS | $500.00 | $500.00 | 10 | DAILY | QUARTERLY | 180 DAYS |
24 MONTHS | $500.00 | $500.00 | 10 | DAILY | QUARTERLY | 180 DAYS |
30 MONTHS | $500.00 | $500.00 | 10 | DAILY | QUARTERLY | 180 DAYS |
36 MONTHS | $500.00 | $500.00 | 10 | DAILY | QUARTERLY | 180 DAYS |
48 MONTHS | $500.00 | $500.00 | 10 | DAILY | QUARTERLY | 180 DAYS |
60 MONTHS | $500.00 | $500.00 | 10 | DAILY | QUARTERLY | 180 DAYS |
72 MONTHS | $1,000.00 | $1,000.00 | 10 | QUARTERLY | QUARTERLY | 360 DAYS |
84 MONTHS | $1,000.00 | $1,000.00 | 10 | QUARTERLY | QUARTERLY | 360 DAYS |
* ALL ACCOUNTS ARE SET UP ON AUTOMATIC RENEWAL
* ALL ACCOUNTS PAY ACCRUED INTEREST AT CLOSING
IRA PLANS
* MUST OPEN AN IRA PLAN TO HOLD AN IRA ACCOUNT
* IRA CD TERMS OF 12 MONTHS OR MORE ARE THE SAME AS LISTED ABOVE
* WE DO NOT OFFER 182 DAY AND 9 MONTH IRA CD TERMS--RECOMMEND IRA STATEMENT SAVINGS
Proper disclosures provided at or before account opening as required by applicable laws and regulations.