Home Equity

Month after month, year after year, you worked hard to buy the home you always wanted, then you kept working to build equity. At Southern Hills, we think it's time your home's equity started working for you. That's why we offer home equity lines of credit (HELOC) and home equity installment loans that allow you to tap in to the value you've built up in your home. With competitive rates and flexible payment options, our home equity options are the right choice for whatever you have in mind.

We offer attractive rates and terms for home equity loans and credit lines. To get today's rates, call us at 888-898-9839 or visit us at any location.

​It's your equity. We'll help you access it.

Whether you've decided to create your dream kitchen, take the vacation of a lifetime or consolidate high-interest debt, you can use the equity in your home to make it happen. A Southern Hills personal banker is ready to talk you through the options and learn about your priorities, then recommend the solution that works best, complete with flexible repayment terms and a competitive interest rate.

Home Equity Line of Credit (HELOC)

Home Equity Loan

  • Home improvements
  • Debt consolidation
  • Major purchases
  • Emergency standby
  • Home improvements
  • Debt consolidation
  • Weddings and other one-time expenses
  • Education

Set up a Home Equity Line of Credit (HELOC) and draw on it whenever you need to, much like a credit card. Interest rates are variable and interest paid may be tax deductible.*

Home equity loans allow you to borrow at a fixed interest rate that is often lower than other types of loans. You receive funds in a lump sum and you can choose repayment terms up to 10 years. And, the interest you pay may be tax deductible.*

* Consult your tax advisor to determine tax-deductible portion of interest paid.

What's the difference between a HELOC and a Home Equity Loan?

Both of these solutions are similar in that they both have competitive interest rates and use your home as collateral. The main difference is that the HELOC is an on-demand line of credit that you can draw on more than once, while a Home Equity Loan is disbursed as one lump sum to be repaid on an amortized payment schedule.

Contact us for rates, terms and to learn more

For today's interest rate information or to talk to us about using your home's equity to accomplish your next big goal, give us a call at 888-898-9839 or visit us at any of our locations.



​Proper disclosures provided upon application and/or consummation in person as required. No online applications.