About Us

Meet Your Southern Hills Community Bank Team

This is a veteran team of Community Bankers and Community Leaders who have devoted a lifetime of dedicated service to the communities in our market area as advisors, partners, organizers, contributors, and participants. Each individual has dedicated most of their careers to the financial services industry and developed tremendous expertise in and beyond their field of specialty. All members of this team boast excellent reputations, well received in the communities they serve.

Letter From the President

Dear Friends and Customers,

When I first joined the banking industry in 2004, I quickly learned that banking is about people, not just numbers. Over the years, I’ve had the privilege of meeting countless individuals, families, and business owners who trust us with their financial future. These relationships are what drive me and our team at Southern Hills Community Bank to provide the best banking experience possible.  You are not just a number to us, you are our friends and neighbors.  Our employees are local to the communities they serve which drives home their commitment to you!

At Southern Hills Community Bank, we believe in personalized service, strong relationships, and local commitment—values that have earned us a Five-Star Rating from Bauer Financial. This recognition is a testament to our financial strength and dedication to serving you with excellence. We take great pride in being a trusted, stable, and community-focused bank.

Your Community, Your Bank!

We are more than just a bank—we are your neighbors, your friends, and your partners in financial success. We make it a priority to know our customers by name, understand your unique goals, and provide the tools and guidance you need to succeed. Whether you're opening your first savings account, purchasing a home, or growing your business, our team is here to support you every step of the way.

Our Mission and Vision

Our Mission is to serve, empower and build our customers, employees and communities.

Our Vision is to experience growth and profitability while remaining an independent bank focusing on our customers, employees and communities.

Our Core Values

Our employees focus on these core values daily in order to provide top-notch service to you, every time.  You are never just a transaction to us.  You are a meaningful connection in every interaction.

  • Relationships
  • Knowledge
  • Integrity
  • Availability
  • Engagement
  • Adaptability

Our Commitment to You

  • Personalized Customer Service – We take the time to listen, understand, and provide solutions that fit your needs.
  • Enhanced Digital Banking – Access your finances anytime, anywhere, with secure and easy-to-use online banking tools.
  • Financial Strength & Security – Your trust is our top priority, and we continuously invest in the latest security measures to protect your accounts.

A Personal Note

Outside of the bank, I enjoy spending time with family, volunteering in the community, and attending local events that support local businesses. These experiences reinforce my belief that strong relationships and community is built on trust, integrity, and making meaningful connections—the same values that guide us at Southern Hills Community Bank.

As we look ahead, we remain committed to providing the highest level of service, strengthening relationships, and supporting the financial success of our community. Because at Southern Hills Community Bank, it’s more than just banking—it’s Your Community, Your Bank!

Thank you for choosing Southern Hills Community Bank. We are honored to be your financial partner and look forward to serving you for years to come.

If you ever have any questions or need assistance, contact us, because we would love to hear from you!

Sincerely,

Lindsay M. Cloud

President
Southern Hills Community Bank

Meet Our Board Of Directors

This group of reputable and accomplished professionals provide oversight to Southern Hills Community Bank while always keeping in mind the best interests of our customers and communities.

Craig H. Turner, Chairman

Jeffrey D. Cloud, CEO

Lindsay M. Cloud, President and CFO

John H. Lawler

Randy T. Brodt

Jerry Waits

Michael Penn

Robert D. Carey

William Armintrout

Meet Our Southern Hills Community Bank Management Team

This is a veteran team of Community Bankers and Community Leaders who have devoted a lifetime of dedicated service to the communities in our market area as advisors, partners, organizers, contributors, and participants. Each individual has dedicated most of their careers to the financial services industry and developed tremendous expertise in and beyond their field of specialty. All members of this team boast excellent reputations, well received in the communities they serve.

Executive Officers

Jeffrey D. Cloud - Chief Executive Officer

Lindsay M. Cloud, CPA - President, Chief Financial Officer, Marketing Director

Timothy L. Priest - Senior Vice President, Business Development

D. Ryan Page - Senior Vice President, Lending

Officers

Betsy L. Pasley - Vice President, Human Resources

Monica M. Smith - Vice President, Loan Operations Manager

Beth Staggs - Vice President, Deposit Operations Manager, Board Secretary

Stacie Rolfe - Vice President, IT Manager, Information Security Officer, Security Officer

Laura Musselman - Assistant Vice President, Branch Administrator, Customer Service Manager

Meet Our Branch Managers

This group of veteran front-line leaders welcome customers routinely with friendly faces and smiles. They serve and advise with compassion. They take care of customer needs and protect customer interests.

Jessica Hupp - Leesburg Office

Dana Daugherty - Greenfield Office

Brenda Brown - Lynchburg Office

Amiee Havens - Georgetown Office

Amy Vogler - West Union

Katie Louderback - Peebles

Heather Burba - Management Trainee, Hillsboro

John Fitzpatrick - Ripley Office